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Avoiding Bankruptcy: The Best Decision

The credit crunch is hitting many people, hard. It has even caused many to consider bankruptcy as a way out. Much of this is applicable to the US, but it holds true in many other countries as well....

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Negotiating the money minefield

The reality is this can be a good way to simplify your finances and bring your budget back under control, especially if you use the loan to pay off borrowings that are charging higher rates of...

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Six months to improve your credit rating

If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you have a good credit rating, you can still qualify for some...

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The first timer’s guide to surviving the recession.

Recessions come and recessions eventually go but you may not know what to expect or how to cope during a period of financial uncertainty. This guide gives a few pointers to surviving until the next...

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Your Credit Rating

The credit rating is the equivalent of a note that you are assigned by Credit Rating Agencies repayment based on your clothes. The more you repaid your loans on time and on time, the better! What is...

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Bankruptcy

Bankruptcy should be the last option to consider if you can not meet your financial obligations. This is an important decision with serious consequences. When a person goes bankrupt, its assets, except...

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Top Ten Holiday Money Saving Tips

Book online and save time and money. Many airlines/tour operators offer a discount if you book via the web rather than by calling so give it a go if you haven’t already. Book off-peak and mid-week if...

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Get Your Spending Under Control

There’s more than first meets the ‘i’ when it comes to the close link between debit and debt, if you know what I mean. In our “want it now, have it now” society, it seems we’ve forged an extremely...

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